It's not financial, in fact we're better of in the iva, financially

Thank you everybody for your input. I now feel like I do have a choice x

Thanks Paul, little or no equity in the property

I'm in an iva jointly with my husband. Things are really bad between us and the only reason I am still there with the children us because of the iva. We are half way through but neither of us could afford to pay the mortgage for the house on our own. What choices do I have regarding the property and...

It feels like a breath of fresh air. Our lives are back on track and we can now see an end to the mountain of debt we had x

I felt guilty telling our 11 year old son not to pick up the phone as it was someone trying to sell us something. I am just so grateful that the proposal went through 1st time

I am definitely NOT missing the 12+ phone calls a day since our IVA was approved. It's still sinking in, thank you so much Melanie, Tom, Angela and Melanie N x

Thank you everybody for your support over the past few months, and all your kind words. Melanie is a star*

Accepted!!!!!!!! [:D]We can start to enjoy our lives again without all the worry. Thanks to Melanie and all the team for all the hard work.

Creditor's meeting started at 10 and no news as yet! Nail biting, pacing the floor and my stomach is doing somersaults [xx(]

Thank you all so much for your kind wishes

Thanks x

Absolutely worried sick about creditor's meeting tomorrow. I so hope it will be accepted!

Good luck dgh for the 31st July. We too are with Melanie, our meeting is the 5th August.

Good luck to you too Hopeful, fingers crossed x