Hi All Took an IVA out in Feb 2009 Settled in full in Nov 2012 Checked my experian file and found a default account still showing from Intelligent finance On closer look it says the account was closed in Oct 2011, a full 18 months after the IVA was taken out I remember getting statements with them c...

I have received a notice of full implementation from my IVA company and IP

Is this the final piece of the jigsaw or do i get a certificate?

Cheers

Hi I have had a couple of mortgage payment breaks during my IVA and they were fine about it Initially i phoned my Mortgage company and applied and they said that due to the fact i was in an IVA i would need permission in Writing from them I spoke to them and they agreed no probs, sent an e mail to m...

Many thanks for the replies.Will contact them and get them to pursue as a little bonus for the creditors then!

Shame i wont be able to keep it!!!

Hi We have just had a full and final offer on our IVA accepted and have finished 3 years early We were asked to fill out forms to claim any PPI but we didnt have any on the debts that were within the IVA However we did have PPI on a first Plus loan which was paid in full and settled prior to the IVA...

Northern Rock were one of our main creditors with 30k and they were in favour straight away. Egg were the ones kicking up a bit of a fuss.

With a few modifications, extra year, slightly higher payments etc. they all agreed

Northern Rock arent as bad as i thought they would be!!

Many thanks for all your replies!!

Hello!! I have today had my IVA approved through Debt matters. I am currently in a fixed rate mortgage with Northern Rock at a fixed rate of 6.49%. This is due to expire in May 2010. Currently the standard Variable rate is 4.79%, meaning i would be saving about £210.00 per month on a mortgage of 190...