well today i checked my bank and my last payment has left my account! what a relief its all over n done with!! i must confess that a tiny tear of joy and immense pride when i cancelled my standing order! i cant actually believe that its all over!!!! i am over the moon!!!!

Well following on from my thread here http://www.iva.co.uk/forum/topic.asp?TOPIC_ID=27289 I now have two more payments left, 1st June and 1st July!! Seriously I cannot wait!! Knowing that Mini Bavo will be born when both parents wont have any debt and everything we have bought for the nursery and ba...

The 3 boxes of clothers we have already, I think 50% of them have the labels on still!! There new!

I agree with you Kallis, 2nd hand baby clothes are great, I mean only gonna have baby sick on them! We have the 20 week scan at the end of April, I will report back then!!

Rich x

Well, Kelly wants to keep it a surprise and I want to know, so I compromised (gave in) and said this one we wont fnd out and if there is a next one, we will! Its only so if its a boy, I can stock up on Everton kits and plenty of footballs!! lol I will keep coming back on here, im not a big poster bu...

We have a couple of names for each, but we cant decide, Im amazed we have actually rounded it down to just two names each!! All of our friends and family have been so so generous with donating old baby clothes, my parents have offered money towards a pram, her parents the same for the cot and nurser...

Thanks for all the messages everyone! Were not finding out what were having, were gonna keep it a surprise. I am quite relieved about my GF's job, it was very stressful for her and the extra travelling time would have meant no time together, and far too much stress for GF and Mini Bavo, Money isnt e...

GF job wasnt successful, so as from April 5th she will bve out of work, luckily she had her mortgage protected for redundancy ( she owned the house before we got together and I moved in) so until my IVA ceases on 1st July, she will be using her pay off to pay as normal, and then we can reassess the ...

Well two months after my post and email to my IP, I have some good news!! I am continuing my payments till the 1st July and then I am finished, My IVA is complete!! I cannot begin to tell you how happy I am to finally finish this! Two months before my 1st born is here, I will be debt free and lookin...

Hello I posted a couple days ago about my GF becoming pregnant and what to do with my IVA (I am in last 12 months of mine) I emailed my IP (as much use as a chocolate fireguard) and they told me to do income and expenditure form, So filled in putting £200 per month towards baby, They said creditors ...

I am currently in the last year of my IVA, and I have just found out that me and my girlfriend are expecting our first baby. I am worried about my finances as all my extra income goes paying my IVA off, my main worry is that I am not going to be able to afford everything that we need for the baby! D...

Hello all

I have 18 months left in my IVA paying 308 a month, My Mother could possibly lend me some money to pay this back at the beginning of next year, Do you think £4500 is enough?

I have £5544 left to pay, Do you think my offer is high enough?

Thanks

Rich

Thanks Melanie

Hello I have tried to search for this answer but not been able to find the answer! My IVA is due to complete in December 2010, (i cant wait) Mine was over 6 years as i got into arrears. I know it comes off your credit report after six years, My IVA was approved in August 2004, so in August 2010, it ...

I started a DMP with Harrington brooks and found out about IVA's and wanted to apply for one, they passed my details to Mazars and they are the company I use with my IP being Tim Askham, Although in hinsight i would loved to have found this forum before i committed!

Hi everyone reading through these forums have made me realise I am not the "odd one out" and that there are people in a similair situation as i am in. I took out my IVA in 2004 (september) where my toatl debts where approx 55k, (god knows how i got so high in debt)in 2006 I was finding it hard to co...