Hi plasticdaft, no IVA hasnt been approved yet, and the company we are using is v bond thanks for the quick reply Kev.

Hi jan, thanks a lot for the quick reply,sorry but dont know a lot about this at the moment, so how long is it likely to be for iva to be approved? thanks Kev.

Hi all, wonder if anyone can help, we have sent off paperwork to start an iva and sent off 1st payment, can anyone tell me how long it is likely to be before the phone calls stop from our creditors.thanks a lot Kev.

thank's for the replies i'll stick with LTSB for now but may try another one too!,kev

thank's for quick reply jan,i might try barklays it's just these are the only ones in the town, kev

hi all,my partner & i are about to start an iva,we were advised to change bank accounts,so we have opened an account with LTSB but we were previously with halifax who are our main creditor,so we are now worried with the take over will LTSB become a creditor or will they close the new account? any ad...