Search found 100 matches

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by EskimoLou
Sat Jul 07, 2012 8:55 am
Forum: Ask IVA Forum and Industry experts
Topic: Money to decorate house
Replies: 1
Views: 1183

I got my last pay rise in April but will receive it at the end of July with back pay. We need to give the house a lick of paint in line with our tenancy agreement especially as we're looking to move next year to a bigger house so we can start a family. What are the chances of being able to keep my b...
by EskimoLou
Sat Jun 02, 2012 10:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Recently married
Replies: 10
Views: 1534

We have lived together for two years, I informed my IP when we moved in together. No joint debts and our "joint" account is in my husbands name.
by EskimoLou
Sat Jun 02, 2012 8:04 am
Forum: Ask IVA Forum and Industry experts
Topic: Recently married
Replies: 10
Views: 1534

I've recently got married and wondered how this might affect my IVA?
by EskimoLou
Sun Jan 08, 2012 11:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: PayPlan
Replies: 195
Views: 25627

I'm with Payplan and have noticed too that the rules seemed to have changed and now they're more strict. My annual review should be towards the end of this month, i'm expecting a phone call in the next two weeks to arrange it, although I did a new i&e a couple of months ago following a pay slip revi...
by EskimoLou
Fri Dec 30, 2011 7:31 am
Forum: Ask IVA Forum and Industry experts
Topic: CAR INSURANCE
Replies: 12
Views: 2821

I changed my car insurance company this year from direct line to tesco, I'm paying monthly so can only assume that they didn't credit check!
by EskimoLou
Thu Dec 29, 2011 8:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: Getting married in 2012
Replies: 3
Views: 1264

Hi all, I'm getting married next year and have been lucky enough to have been given £1000 towards the wedding, does this have any effect on my iva??
by EskimoLou
Mon Oct 10, 2011 10:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Quarterly Payslips
Replies: 45
Views: 4961

Thats the worst past about it, I asked when the rules changed and was made to feel like i'd been deceiving them all along! Plus my case officer too has changed, every quarter I seem to have a new one!
by EskimoLou
Mon Oct 10, 2011 9:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Quarterly Payslips
Replies: 45
Views: 4961

I've kind of been expecting an increase in payments all along but have avoided it so far. My case officer has said to fill in a new budget sheet so at least i have a chance to input my increases in bills. It does make the annual review a little pointless though don't you think?
by EskimoLou
Mon Oct 10, 2011 8:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Quarterly Payslips
Replies: 45
Views: 4961

I had a letter from payplan on Saturday asking for an additional £212 following my payslip review, i only pay £100 a month so was quite shocked!! I did receive a pay rise this year and it was back dated from April, i also received a bonus. In the past i've only had to pay across 50% of my bonus, so ...
by EskimoLou
Fri Apr 15, 2011 5:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: what is the minimum monthly amount you can pay?
Replies: 4
Views: 2338

I pay £100 a month at present but my debt is relatively low at £10k
by EskimoLou
Fri Apr 08, 2011 8:49 pm
Forum: friends corner
Topic: The good old..what's your job.
Replies: 74
Views: 8653

I am the administrator for a department that mainly deals in suicide prevention. Plain old admin sounded boring!
by EskimoLou
Mon Mar 14, 2011 5:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Insolvency Register
Replies: 9
Views: 1637

I'm on it but my address is wrong and i've never lived anywhere near where it says. In a way i'm glad that other debt companies aren't hassling me with "offers" but at the same time i don't like the idea of post with my name on going to someone else!
by EskimoLou
Wed Nov 24, 2010 6:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditor modifications - pension contributions
Replies: 7
Views: 1578

I'm also public sector, had to send my IP a pension statement when my IVA was agreed and can't pay more than the mandatory into my pension plan. I'm assuming that if we have to increase our contributions according to government plans then this still counts as the mandatory minimum amount and therefo...
by EskimoLou
Sat Nov 20, 2010 12:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Santander
Replies: 16
Views: 3596

I'm worried now i have read this about Santander! I opened my account with alliance and leicester before my IVA,none of my debts were with santander or abbey etc but does this mean they might not issue me a new card when the one i've got expires?!
by EskimoLou
Mon Jul 05, 2010 7:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Please advice me - in tears really worried - TESCO
Replies: 23
Views: 4101

Payplan were really good to me when i kept getting threatening letters from Egg, i only had a £100 debt with them and they voted against my IVA. I received a letter saying they were going to send someone to my house so i told Payplan, my case officer asked for the contact number on the letter and th...
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