Oops sorry forgot to mention I dont have any equity, Payplan said they can advise me what to offer I just have to send a letter with a figure and they will get the ball rolling x

Thank you to both of you for getting back to me, I have sent my letter and dad's letter off today, Dad is able to lend me £3800.00 and I said I am able to pay the next three months payments (i will have to start looking for somewhere to live in July) so all together I have offered 4442.00 so hopeful...

I have just had my 3 year review so ive got 2 years left. My dad has recently been made redundant and offered to pay off my IVA, in the next year my parents are looking to downsize which may lead to me having to rent somewhere and also my job isnt 100% secure at the moment. I have rang payplan and a...

Thanks for all your advice, i have been paying my IVA payments fine and i did mention my pension when i was applying for an IVA so it should all be fine, i'll just ring and double check though.

Three cheers for IVA's
Wish I had done it sooner
54months to go

I have been in a private pension for about 4 years now and been in an IVA since April this year, I told my IP that i pay 5% into my Pension and work pay 6% into it, She didnt say i had to cancel it or freeze it but to be honest she didnt really say anything about it, I'm just abit concerned about it...

Saying they have given me a £100.00 overdraft! Ive always had an overdraft for about £200.00 but i paid this off when I entered my IVA a few months ago and told then i didnt want it, i did this so i didnt have to change banks as i'm happy with Lloyds TSB, I'm going to go into the bank today and tell...

Any news marie?

On the road to recovery IVA accepted
58months to go

That's excellent news!! really pleased for you, I know exactly how you are feeling!! try not worry now your on the road to recovery! x

On the road to recovery IVA accepted
58months to go

Good luck!! fingers crossed

Let you know how you get on!!

On the road to recovery IVA accepted
58months to go

I was told that once the IVA is complete then it will remain on my file for a further year (6 in total) then after that i would be fine to get mortgage/other credit!! This might be happening to you as you only finish your IVA in August!! you might have to wait until August 2007 for be fully free!! I...

I wouldnt like to say for definate but i would say they would get their chance to vote and be included in the IVA, Would their vote make a difference?? did all your other creditors vote yes?

On the road to recovery IVA accepted
59months to go

have you heard anything yet Zoe??

My fingers are still crossed for you.x

On the road to recovery IVA accepted
59months to go

Thanks Melanie, The work I do is in a finance department and we deal with millions of pounds a day, I told my IP what sort of work i do and she never said i should let my HR department know, This has worried me abit because what if they find out and sack me for not telling them and i cant get anothe...

No i never asked HR or even bothered to check my contract, i never really thought about that!!

On the road to recovery IVA accepted
59months to go

I work in an accounts department in a world wide law firm!! I'm a legal cashier

On the road to recovery IVA accepted
59months to go