thinking about iva i owe £53,232.00 on various credit cards and loans i am self employed and my taxable profit last return was £20,462 is iva my best solution my partner brings home £500.00 per month as she is on maternity leave this goes towards shopping and paying bills

i currently owe £53,000 on various loans and credit cards im in a right mess all my own fault time to take action im self employed my taxable profit last year was £20,462.00 is iva the best way to go please help!

when my bank hsbc contacted me about my overdraft on sat morning at 8am they told me to get a part time job even though i already work 60hours a week if only i had the time!