font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by endorphin I agree with dawnyosf, I completed my 6 year iva a year ago and have finalised all ppi, vat etc but am still waiting on my completion certificate. I have e-mailed my case officer several time...

I agree with dawnyosf, I completed my 6 year iva a year ago and have finalised all ppi, vat etc but am still waiting on my completion certificate. I have e-mailed my case officer several times with no reply and rang cleardebt around 4 times. On each telephone call I was promised a call-back but I am...

The reason for moving is that I currently live in a 1 bedroom flat. My daughter comes to stay with me at the weekend so I would prefer to have to 2 beds instead of 1. I have been advised that if I was to receive an offer on my flat whereby I break even then no money would be owed to creditors. Might...

Hi there, I'm hoping someone can give me some advice please. I'm in the 4th year of an iva and have been trying to sell my flat for 3 years in order to find somewhere bigger. I have received an offer but its around £1500.00 short of the redemption figure required to clear my mortgage. I contacted my...

Think I'll leave it to David then if he sees this post. Thanks Melanie.

Yes Melanie, I posted this twice by mistake!! Thanks for the advice Mrs Skint, would a bonus be classed as a windfall? My iva is through cleardebt, for some reason bonuses are not mentioned. What is mentioned is to declare 50% of any additional income earned and windfalls. Think I'll ring my IP........

Bonus/Windfall Question Hi guys, I''ve been trying to find an answer to this question for a while. I am in the second year of an iva and am quite possibly due a bonus this year of around £8000. My proposal states that I am responsible to pay 50% of any additional income I receive. My question is thi...

Thanks Melanie.

Sam

Thanks for the reply Melanie.

Just to be certain, the money will go directly to the creditors?

Cheers

Sam

Hi guys I've been trying to get this one answered for a while. I'm in the second year of an iva and Ive been told that I'm due a bonus this year of aound £8000. My proposal states that I am responsible for paying 50% of any additional income I receive. My question is this: once I receive this bonus ...