Yes, I thought it was very irresponsible to say such a thing and like I said Philips Schofield queried what he had said as I think he thought alot of people would be upset too, but the bloke wasn't having any of it! I've just spoken to out mortgage company about my husband taking the mortgage over a...

Hi fergiedoggy, nice to hear from you again.

See post to Jan above.

Hi Jan,

Thanks for your reply, I;ll give Reviva a call later on - do you think it would be a possibility for me to get my name taken off the mortgage and put solely in my husbands name as he has always paid all the mortgage? We're not in negative equity yet - just about breaking I think.

Hello all, I've just been watching This Morning on ITV and there was a specialist on there that said that if you are bankrupt that you DEFINATELY lose your house and Philip Schofield queried this, but he was adamant that this was the case - what would happen in the following scenario - I have a join...

Hi Viki, that would be good cos I'm sure I'm not the only person on here who still wants their partners life to go on so to speak! How long do you think it would take to go through?

Hi Melanie, so would this not apply to us? We have 3 joint bank accounts, one that is about to be closed, one that my husbands wages go into and the other one that my money goes into, we don't really use each others accounts so it would probably be a good idea to get each others name taken off them,...

Hello, I've just looked into that thread that you posted about Notice of Dissossiation and further down the thread a member called Crayon posted this link : http://www.consumerwiki.co.uk/index.php/Notice_of_Disassociation Which seems to say about being married, it doesn't make much sense to me - how...

Thanks for your replies, they are very helpful. Can you tell me if we have no equity in our house with the house prices dropping, but the mortgage is in joint names, before proceedings start should I change the mortgage over to solely my husband name to protect the house? Also I am trustee of my chi...

Hi Skippy13 The people who live around here are all what my mum used to call "Hollier than Thou" which means that they are all hypocrites and they tittle tattle about the smallest things to each other. I've never fit in round here as I don't like talking about people behind their backs which is why ...

You always seem to make me feel better in my darkest days - Thank you Jan, I appreciate your help.

Hi Jan Thanks for your reply, you're always so helpful! I was stood in the queue at the local post office today and they were talking about how many people are in Wednesdays edition of the paper declaring bankruptcy and that they all have a good look, so I think the neighbours would see it and as fo...

Hello, please can anyone tell me if an IVA is rejected for whatever reason and I have to file for bankruptcy, I know that details are published in the local newspaper and I'll be on the register online, but can people like nosey neighbours request or go somewhere like the courts to see full details ...

Thanks for trying. Much apprecoated.

Hi Melanie, just wondering if you had chance to speak to Lloyds TSB yesterday about the 75% criteria like you said and what the outcome was?

Will do, Thanks