Hi, to answer a few questions, the property is in my name only as is all the debt expect for £1100 of an overdraft which is in joint name of my wife and I. Olga been off work as well cause when post office close she was working in the office hence lost a job but also she slip on a wet floor in tesco...

OK here goes, I used to run a post office and had two armed robberies over the last three years and from it in August had a nervous breakdown and finish from the post office. The post office is now close and just now the doctor saying I can start looking for work again. Going to Jobcentre plus pathw...