If you are considering a secured loan. Please use your mortgage company to borrow. I had a secured loan before I started my iva and due to circumstances lost my home which I had been buying for 15 years, my mortgage was always up to date. Please think twice before getting any more debt. Only plus si...

Thanks that great

Sorry who's Mile? Not heard of them. How do I contact them? Thanks

Hi Just a question on getting back on the property ladder. I did have a property but lost it 4 years ago due to a secured loan. The secured loan then became part of my iva, do best move in my opinion.. Iva completed in January. My secured loan is due to drop off my credit report later this year whic...

Thanks Foggy

So will I keep getting these for years to come?? Can I get them stopped? They are dated April 2019, 6 months after the completion of my IVA they won't be chasing me for money will they? Thought this was all sorted with being in an iva.

Hi All
I have received through the post today 4 envelopes from Max recovery. Listing my creditors and balances outstanding.. Should I be getting these now, as my iva has completed and certificate issued?
Many thanks

Congratulations,

I completed mine after 11 long years. The relief is immense.

Good luck for your debt free future

Thanks Foggy

Just bothers me that that they sent the letter as if I was still in the iva and bound by its terms.. I haven't got an issue with the payments going to my completed iva as long as I know where the money is going and that I am not liable for any charges.

Thanks

Morning All Just received a letter and booklet from aperture about mis selling in an iva. I have been asked to complete a questionnaire which lists all my creditors. I had a substantial amount paid into my iva when it was with dfd. My completion certificate was received in January.. At what point do...

Thanks Foggy

I will definately be asking..

Hey can I ask why did your iva last 11 years? Hi Various issues, redundancy twice, relationship break up.. Payment breaks..change of Iva companies. In hind sight. I would have gone bankrupt. It wouldn't have lasted so long.. But I wanted to keep my home, but lost it anyway.. Not because of the iva ...

Thanks Foggy.

Would I get a letter from my ex supervisor. To let me know where the money has been distributed.. Do they have to let me know. This will affect the final dividend wouldn't it.? Would the final report need amending?

Hi All. How long after your iva closes do you get to keep ppi claims and other windfalls.. Is there a cut off period? When do things start returning to normal after an iva? I know it's 6 years after the start of your iva for credit rating to improve. As you know I was in an iva 11 years finally comp...

Thanks Foggy.

As I thought, waited this long. So guess another year isn't going to matter.

The default date is Sept 2014.it was only added to my iva in 2016. Will they change the default date, It will drop off next year. When the 6 years is up. So will I have to wait till then.

Thanks