Hi all, especially to Fifi, Kallis, Abi, Free Lily, Vicki and Fergie. Thank you so much for all your support tonight, Lily luv the link on dealing with phone calls, makes me feel so much better and as Fifi said gun ho!!! This site is so much of a comfort to me, so glad I found it and feel I'm making...

Hi there, I joined the forum on Friday when finally facing up to my problem! Thank you all for your support and advice, its nice to know I'm not the only one in this situation! I was wondering whether my bank (Barclays) who myself and my husband have a large overdraft and unsecured loan with are abl...

Thank you all so much for responding to me. Its nice to know there are people out there who understand. I've had a totally **** day in work today, can't concentrate on anything which is stupid because I need to keep my job to at least have money coming in. I go home from work in the car every night ...

Here's the situation. We owe almost £65,000, have always met our repayments but its now out of control. You know the story, borrowing off one card to pay another but now we've totally exhausted them all. Both in good jobs, bring home £2500 a month, no excuses just overspent and hopeless with money. ...