Search found 7 matches

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by gemma_g
Mon Nov 03, 2008 11:22 am
Forum: Ask IVA Forum and Industry experts
Topic: Question about Co-op internet banking
Replies: 4
Views: 1600

hi all, was wondering if anyone could help me? i've recently opened a co-op cashminder account, i did application over the phone and rang them after a week cos not heard and they said my application had been cancelled because they'd spelt my name with a j instead of a g. so they re typed and the app...
by gemma_g
Wed Oct 22, 2008 12:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: can't afford iva payment
Replies: 13
Views: 3345

thanks for your advice everyone, will speak to oh. if our housing benefit claim goes thru it might make things easier. thanks again
gemma
by gemma_g
Wed Oct 22, 2008 12:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: can't afford iva payment
Replies: 13
Views: 3345

hi skippy, i have the name of the ip, so will try and find his e-mail address and speak to him directly. we rent our house, only thing we own of any real expense is the car, worth about 1200 and out tv is a lcd but over a yr old now, was worth 600 new but may have devalued abit now. will also double...
by gemma_g
Wed Oct 22, 2008 11:12 am
Forum: Ask IVA Forum and Industry experts
Topic: can't afford iva payment
Replies: 13
Views: 3345

The manager is my point of contact at the company, Freeman Jones. I was told that if there were any queries or worries about the iva i should only contact her.
as far as the br goes, what classes as things of excessive value?
by gemma_g
Wed Oct 22, 2008 11:01 am
Forum: Ask IVA Forum and Industry experts
Topic: can't afford iva payment
Replies: 13
Views: 3345

Hi, i've looked through the t&c's and can't see anything saying i can't, but my iva manager said that its too early to take any changes to the creditors as it was only agreed in august. it seems to me that they don't take into account the rise in food/petrol prices, i'm doing everything i can to kee...
by gemma_g
Wed Oct 22, 2008 10:25 am
Forum: Ask IVA Forum and Industry experts
Topic: can't afford iva payment
Replies: 13
Views: 3345

hi all, i'm new on here, only found the site yesterday. i have been in iva since august and we are still feeling the strain financially. its got to the point that this month we have no money at all now. i just got off the phone to my iva manager and she has said that because we are still new to the ...
by gemma_g
Tue Oct 21, 2008 5:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: possible for the IVA payment to be reduced?
Replies: 12
Views: 1563

I am currently in an IVA but am struggling financially with day to day living. Would it be possible or better to declare myself bankrupt or is it possible for the IVA payment to be reduced?
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