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by mitsu9
Fri Oct 29, 2010 2:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: mortgage rescue
Replies: 6
Views: 1420

hi everyone,not posted for a while but had a lot going on.it all started last year after business difficulties and personal financial problems.i went on a dmp for a while and looked at an iva but in the end i went bankrupt and was discharged in july.the wife went br as well in march and got early di...
by mitsu9
Tue Sep 14, 2010 7:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: FF update
Replies: 74
Views: 6481

i think the earliest we can get there is about 5.30 so should be able to have a quick drink
kallis3 wrote:

Probably from 7ish I would think. Those of us staying over can always meet in the bar earlier.
by mitsu9
Tue Sep 14, 2010 7:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: FF update
Replies: 74
Views: 6481

hi everyone .im just wondering what time it will start thanks jo
by mitsu9
Wed Sep 08, 2010 7:15 pm
Forum: IVA approved!
Topic: party
Replies: 2
Views: 1389

hi just booked our hotel for 4th december so looking forward to seeing everyone again.there will be 4 of us so see you soon
by mitsu9
Tue Mar 16, 2010 3:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: bankruptcy
Replies: 7
Views: 1547

hi july 16th my automatic discharge ,dont think im getting early one but im happy with that.8 mths have flown by so next 4 mths hopefully the same
Julie wrote:

When are you expecting your discharge?
by mitsu9
Mon Mar 15, 2010 7:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: bankruptcy
Replies: 7
Views: 1547

hi thanks julie finally we can look ahead just waiting for my discharge now
by mitsu9
Mon Mar 15, 2010 3:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: bankruptcy
Replies: 7
Views: 1547

hi everyone.just to say wife went bankrupt this morning so we are now debt free so hopefully our lives can now improve.just the mortgage rescue to go through at moment which is progressing well.the only thing no one seems to be able to answer 100% is if we need to buy the interst back as some have s...
by mitsu9
Mon Mar 08, 2010 4:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: guarantor
Replies: 4
Views: 1294

hi helen we are fine.going through mortgage rescue at moment which is bit stessful but we are getting there.hopefully find out this wk
Helen wrote:

Hiya Mitsu

Nice to see you again, hope you and Jo are well.

We'll keep this bumped to the top so that Mel or Michael see it.

xxx
by mitsu9
Mon Mar 08, 2010 4:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: guarantor
Replies: 4
Views: 1294

hi ive asked this question on various br sites but no replies so this is my last chance. when i had my business it was a limited co and i was a partner with someone else.we bought vans for the co but had to each give a guarantee for each others van.the finance co for partners van went into administr...
by mitsu9
Thu Feb 25, 2010 7:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: Beat the bailiff
Replies: 7
Views: 2059

hi the only good thing with this programme is that the presenter had to go bankrupt especially as she gives everyone a hard time
by mitsu9
Sat Jan 30, 2010 6:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: shortfall
Replies: 15
Views: 2443

hi she is happy to go bankrupt as that will be the end of it.it was only that she mentioned the possibilities of a iva.as im still br it probably is the easy way out.
by mitsu9
Sat Jan 30, 2010 2:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: shortfall
Replies: 15
Views: 2443

at the moment only 50 a month.we think total debt will be 40-45000 and will have about 450 disposable income after everything
by mitsu9
Sat Jan 30, 2010 10:57 am
Forum: Ask IVA Forum and Industry experts
Topic: shortfall
Replies: 15
Views: 2443

hi yes she has 3 other debts halifax bank overdraft/capital one card and barclaycard.these have been on a dmp for 4 mths
by mitsu9
Fri Jan 29, 2010 7:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: shortfall
Replies: 15
Views: 2443

hi we are being repossessed which is close to going through.im brupt and so covered for any shortfall.wife isnt and we know there will be a shortfall and she will be liable.she also has debts of about 17000 and poss shortfall of maybe 25000.my question is can a mortgage/secured loan be included in a...
by mitsu9
Thu Dec 17, 2009 5:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Reviva UK
Replies: 4
Views: 1442

hi i used reviva (paul johns)for both my business bankruptcy and personal earlier this year and everything was excellent .any problems you can phone or email etc so communication was fine.when i went to court for personal br the clerk said that the forms were excellently done so for me it was worth ...
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