Its not gone through yet Melanie so i have emailed my mortgage advisor to ask her. I think it was a flexible mortgage, fingers crossed the payments will be reduced

Abbey will be coming to view the house this week! Need to question the mortgage with the interest rates going down as i am not sure if it will reduce mine or not?
Sister is now back and home and doing well

Feeling more postive today.
Heard from the mortgage advisor and Abbey have approved it in principle

I bet you are so happy now and can start to move on and make the payments - well done

Looking forward to reading it to x

Thanks Guys.

Feeling pretty low myself, just feels like everything is going wrong at the moment - things have to get better!

Sister is coming home today - she has made great progress over the w/end

finally spoke to Dad about my mess last night, he was very shocked and upset but will support me 100% in whatever i do x

Thanks Viki I know i just want her better and home safe x

Thanks very much Jan, feeling pretty down at the moment x

Good news: Met on Wednesday night with the mortgage advisor and it looks highly possible!! Parents are divorcing and there is lots of equity in the family home which me & dad want to stay in, as I am on a good salary we are looking at me buying the house and my debits being paid off with some of the...

Meeting is tonight - fingers crossed please people x

Ebay is fab - i have made £72 in the last month seeing unwanted PS3 games and a few dresses. I have used the money to buy a ticket to see Oasis next year

Got a meeting on Wednesday night to see if i can get out of this mess! Fingers crossed everyone x

Well said! I am so shocked and feel so much better xx

Thanks Viki and thanks for all your help and support on here x