Hi all and thanks for the advice will speak to my IP and try to explain it so all parties can benefit from the payment, i just find it hard to get my head around that the original proposal for the PPI has been paid and this only came about from a complaint that i fought myself, the ideal scenario wo...

Thanks for the advice but if they do take the full amount then i believe iT to be unfair, first plus have offered two scenarios, one accept a lump sum or two they will put the loan back to its original state pre ppi. This would never have come to light had i not complained and we have already paid t...

Could somebody please give us some advice on the foolowing issue, we have been in an IVA since 2009 and in our original proposal it was agreed that the PPI from first plus would be paid when it matured. This was duly completed, i lodged complaint with First plus on how the loan was sold and this has...

hi Last Resort All I can say to you is if you go with Melanie and her team you will be in the best of hands. The burden which has been lifted from our shoulders is the best feeling in the world, and I don't care if my credit rating is shot for the next 6 years I never never want a credit card or to ...

hi pap my husband and I had our iva approved 3 weeks ago.... tonight i had the most horrible phone call with some snotty bloke from a company called Calders (REPRESENTING BARCLAY CARD) he spoke to me like i was nothing when i told him i was in an iva he wasn't the slightist bit interested.. said to ...

my god I thought it was only me that suffered with a twitchy eye... thank god i'm not going mad.. hope all goes well for your review x

hi

that was lovely to read and all the best to you for the future hope all goes well for you [:)]

hi breatheasy thats great news its been nearly 3 weeks since we had our iva agreed and every day i'm feeling so much better[:)]. Don't get me wrong its not easy we're here tonight totally skint but i get paid tomorrow, but do you know its the best feeling in the world knowing that tomorrow when I do...

Congratulations thats brill news I know its early days for us yet but the relief that Paul and I feel is great and hopefully you will feel the same. Well done onwards and upwards[:D]

hi brickwall

hows it going? hope you're keeping you're chin up not long to go now and hopefully it will be sorted for you thinking of you been then know exacting how you're feeling ...

sha & paul

Hi Paul Good luck for the 18th my husband Paul and I had our hearing today and it went through[:)] I may be able to sleep to night for the first time in months... From Paul and myself I would like to thank everybody who helped us at Melanie Giles (especially Tom who delivered the good news to my hus...

good luck for tomorrow will be thinking of you x i hope the fizzy will be popping tomorrow... we'll have a drink with you x x lol

hello pap let me tell you something everything you are feeling now, me and my husband have felt..... i have two girls 12 and 14 and i cannot tell you the guilt i have felt about the situation we have got into my husband is dealing with things a lot better than i am but i will say this to you, you ar...

hi i hope all goes well for you tomorrow will be thinking of you at 11.00 ours is on the 5th at 11.00 keep us posted on the out come bext of luck[:)]

i have just read your post jetson and my god i know exactly how you feel........... i hope things are going good for you[:)]