thank you for your help. my head is all over the place at the mo. my nan died last month and ive had had a sickness thing for 2 weeks. i know what you mean about the saturday thing. it just sort of makes it worse in a way.
Roll on monday and i will phone them[:)]

just wish i knew what would happen. if i was to be made bankrupt would my family find out about it? i couldnt bare to feel like i have let them down

i started with first class debt solutions, which then went to blue tulip and i am now with invocas

thanks. will speak to them on monday and see about sending a postal order as because of my bank account do not have a cheque book. I think my IVA company has changed 2 or 3 times since i took it. just makes me panic when ive done everything right my end but receive a letter sent to the courts saying...

thanks. do you think they will just let me add it on to the end of the IVA. All my payments have been made on time and they will be able to see that. i just cant afford to pay anymore as also i am moving in with my partner later on in the year so def will have no more money. just wish i could speak ...

Hi all. I have just completed my second year IVA in December and have had 2 letters this morn. one to say i am in breach as i am 3 months in arrears - This happened right at the start of the iva as the company hadnt set up the direct debit so they said as i started 3 months late through their error ...

Hi there. i took out an iva in nov 06 when my circumstances were different and i was living at home. i have now met someone and we are hoping to move in together next year but i would need to give up my job to look after his children as childcare would be too expensive. My partner does not earn enou...

thanks viki. I will do. So nice being able to talk to people about it that are going through the same thing.
take care
x

Hi thanks for your reply viki. To be honest i am not sure whether he will get the kids. he wants them as he says he can provide the best for them and that nowadays that is what the courts will side with but it is up in the air at mo. If it came to it and he didnt get them i could still work full tim...

Hi thanks for your replies.He is currently going through a divorce but wants to keep the kids. i am more than willing to look after them if he gets them (as daunting as it is) but i am fully aware i still have 3 years left to pay. If i ws to go through the bankruptcy route do i have to pay for that?...

Hi there. i took out an iva in nov 06 when my circumstances were different and i was living at home. i have now met someone and we are hoping to move in together next year but i would need to give up my job to look after his children as childcare would be too expensive. My partner does not earn enou...