Blimey, I'm hopeless on messageboards! We did it!! On Friday 2nd January 2015 we made our final payment!! I had a half day from work (boss still in generous Christmas mood) so spent the afternoon home alone and mostly sobbing - I have never experienced such a sense of relief and physically felt the ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by luluj Glad things are all going to plan and you are heading to the finish line in a positive mood - not long now and you will be debt free and your new life will be able to start. IVA is a massive lear...

So here we are at the Jetson school of how not to keep in touch!! However, I wanted to share and update. We are now heading for completion of our 5th year (of 6th). We've managed and we're getting there. This year we've been told we do not need to re-mortgage, and that if we maintain payments as we ...

Hello, This is probably a really silly question, but I'm a bit unsure of myself at the moment and in need of reassurance. I've recently received a bonus from work, and paid the amount required into my IVA. With the share I retained, would it be acceptable to use it to book a little holiday. I know i...

Sorry to bump up my own thread, but I just returned here to ask a quick question and thought I'd look up what I'd said before. Blimey I was in a mess!! We are now fast approaching the end of our 3rd year - half way there (in the words of Bon Jovi!!!!) and despite having the occasional wobble, I'm su...

Hello everyone, We (my husband and I!!) have just started an IVA (2 months down) and its all going pretty well. But something is really giving me the hump! We are both keen football fans who travel to a lot of games to watch our local team. Obviously this has now been cut back due to our new circums...

Thank you everyone for your replies. And Lilden - all the best to you. Stay strong and you will get through it. It is a sad state that there are so many in a similar situation, but supportive to know that you are not alone.

Good luck to everyone.
CJ

Hello everyone, Although I registered in September last year, I've not posted before - done plenty of lurking though! I really wanted to thank everyone for all their posts I've read over the last few months. More than anything it has made me realise that I am not alone and there are all too many peo...