If we went for an IVA, we would be paying around £885/month for 5 years with a repayment of approx 63p/£1. There is an option for me to work overtime shifts for a reasonable amount of money but this is not guaranteed. However, I should be able to get an average of one or two per month over a year. H...

We owe around £83k total. According to the IVA calculator/wizard, under an IVA we would be expected to repay around £30k going on my income/expenditure over the 5 year period. My father in law has offered (very kindly!) to loan us some money to make a lump sum offer at the start of the IVA to get th...

(I've already filled out your IVA enquiry form, Melanie! I'll be contacting you tomorrow during working hours.)

I have a full time job; my husband is full time childcare/DIY expert/launderess and chef but sadly gets nothing for it bar chocolate =) We both have debts; initially they were his but I took some on and what with one thing and another they're far too much for us. In round numbers, the debt in my nam...

Is it possible for someone to take out an IVA if they have no income but their spouse does?