Hi All... I have just had confirmation of my IVA been completed due to a F&F payment. Its ended 3 years of pretty tough times but im lucky that I was able to get out early due to some unexpected funds. I wanted to say a big thankyou to everyone on the Forum for all the assistance. I have not posted ...

Thanks to everyone who has replied! Its good to have people who know what you're going through. Thank you all for taking the time to reply. Its funny as I don't really know what advice anyone can give!! I guess I kinda know the options and that whatever will be will be in the end. i do feel though t...

Hello all... This is my first post although I have taken much good advice and comfort from many people on here so thank you for that. I'll take some time to breakdown my situation as I hoep this will help. Please bear with me. I am 19 months into an IVA for debts of £31K. I pay £620 pcm into the IVA...