thanks for that!
they are so infuriating! i even told them to check the insolvency register but they refused!
I hate MERCERS!!!!

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Hi all, can anyone help clairify something for me? Hubby and I had our IVA approved (thanks to Melanie and her team) on 5th Jan. We have of course still been recieving letters etc from our creditors but what is really concerning me are the calls that i seem to be getting from Mercers, KPR and someon...

hi all,
thanks for all of your kind messages. Time to strat living again!
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Thanks hun - you have been a source of great support!

Happy new year!!
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Well, after much whittling and panic by me, our IVA has been accepted today!!! Thank you so so very much to all of the lovely forum members for their support - it really has been so valuable. And a gigantic thank you to Melanie and her great team, including Angela, Tom and Samantha. Thank you so ver...

Thanks ever so much Melanie. Rich and I really do appreciate all of your very hard work
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thanks ladies!! i am such a b***** whittler!! in my mind have already packed us up and gone to court!!!!
Will sit tight until i speak to Tom again.
This waiting sure is a good way to lose weight!!!

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hi all - have been posting on fergies thread this morning so apologies for reapeating myself. We have had our creditors meeting this morning - #tom at Jones-Giles has just called to say that the creditors want us to increase our offer. The thing is - i dont really think we can afford to do this. As ...

thanks hun! will wait and see what the next phone call brings
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thanks for that all. Tom at Jones Giles is dealing with it all and he seems to think that we need to counter offer. I just dont know what to say!!
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Keeping all crossed for you fergie!!!
We had ours this morning and it wasn't rejected as such but they want us to give more!!!
Not sure where we go from here really... Any advice anyone? We have offered a bit more but not sure we can manage on what's left.
Xx

thank you all for your kind messages and support.

Will keep you posted!!!
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Thanks Melanie! You did advise us to do this and we have kept up the payments - i perhaps have got the wrong end of the stick from our friends - was led to believe that this happened to them after the IVA was in place. Thank you for your reassurace - will just keep on with my fingers crossed! Many t...

thank you!!!
Am so nervous - just dont know what to expect!!
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Hello there! Thanks to the fantastic help of Melanie and her team, our creditors meeting has been scheduled for 29th Dec - am so very nervous!! Was just wondering if i could pick someone's brains for a bit - as mine seem to have gone to mush recently!! We have a together mortgage with NR - the Jones...