I have 1 small problem. I work for a company who has just experienced a rather large fire. And it is currently taking them for them to process things. So 2 weeks may not be enough. of Which I have lost 2 days due to getting the letter on Saturday. Just disapointed that after 4 years of faultless con...

Hi Your IP has a duty to check both your incomes however I do agree that threats of failure are a bit over the top. Can you get the required info in time ? are your wages shown on your bank statements ? Your payments each year should be equal to the disposable income that you show when you fill out...

For some of the information that they require we have sent bank statements instead of wage slips. They don't seem to want this. I'm sorry but we don't keep information that is over 12 months old.

My wonderfull IVA company (who will remain name less for the time being) have just wrote to me stating "If you fail to return the required documents within the alloted time, I will have no other alternative but to issue you with a Notice of Breach. This could lead to the failure of your arrangement ...

Tenon Group. The problem has been they have moved the goal posts. If when we signed up quarter reviews where asked for then fine. As I said I have nothing to hide. Just getting dishearted with this company. I have just drafted an email to my IP stating my discontent with how we are getting spoken to...

But when I signed up for this I was told (more importantly signed for anual). Don't get me wrong I have nothing to hide. Its just I have other things in my life than dealing with this every 3/4 months.

A few questions for you lot. I have just had a creditors meeting (6weeks ago). So I sent my income expenditure, wage slips and bank statements in. I have come down stairs this morning to find a letter asking for more wage slips and bankstatments. So I phoned them to ask why. They said that they now ...

Thanks for the reply people. Found out the reason for rejection from Northern Rock (one of main creditors). They want me to lower my current TV package and I was advised for medical reasons to start exercising. I chose to return to golf as I was good when I had to stop. So I tried to add this to my ...

Thats what Im waiting to hear now. But in my case time now equals pressure.

SO what can I do next. Iam still awaiting clarifications as to why they refused the alterations. See if we can alter the I+E in anyway and get it passed.

The HP is not the issue. I have that in place and ready to go. If i sign the papers before the creditors agree then Im in breach of the iva. What happens if I do this?

I have been paying my IVA for 2 years now with no problems. But my car is now un repairable. Its going to cost £800 to repair a £200 car. I told my practisioner this and they prepared new I+E forms adding in car hp. As an offset for this I offered a 12months extension to the IVA. it reduced the mone...

Im new to the site. I have had my IVA for 30 months now. Ever since I took out the IVA I have been down grading cars to keep me on the road. I have now ended up in a banger. Its going to cost me more to keep the car on the road than the car is worth. The estimated repair bill to pass an MOT is £800....