Search found 6 matches

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by philip b
Wed Jun 02, 2010 9:29 am
Forum: Ask IVA Forum and Industry experts
Topic: diagnosed with early and progressive dementia
Replies: 26
Views: 2898

I am 66 and have been diagnosed with early and progressive dementia and have been advised to sort out my affairs. My wife and I are both in IVA’s but with different companies. The house is mortgaged in my name only although my wife has a registered interest with The Land Registry. Her IVA is five ye...
by philip b
Tue Dec 22, 2009 5:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have been in an IVA and kept up my payments etc
Replies: 2
Views: 1016

I have been in an IVA and kept up my payments etc for two years. However I was a director of a company which went in to compulsory liquidation. I am now being pursued for by the Insolvency Service for the debts of that company and being taken to court to be disqualified a s a director. I had no idea...
by philip b
Fri Aug 28, 2009 2:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have just reached 65 and now get state pension
Replies: 8
Views: 1695

I have just reached 65 and now get my state pension. Do I have to tell my IP?

Times are always hard, however I feel that having now reached 65 I should be entitled to some little comforts that this small amount of extra cash will bring in.
by philip b
Mon Mar 30, 2009 2:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am in an IVA and my wife not.
Replies: 49
Views: 4161

I am in an IVA and my wife not. The IVA review have asked to see our bank account statements as it is a joint account my wife has said that I cannot send as it would be a breach of The Data Protection Act and she will not consent. The reason behind this is that she has been working all hours for som...
by philip b
Sat Sep 20, 2008 3:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: what alternatives do we have ?
Replies: 8
Views: 1532

My wife and I are in an IVA - we have just received a letter that our interest only mortgage is going up from £440 per month (was 4.79%) to £689 a month (now 7.49%). I have spoken to the building society and they are not prepared to discus a further fixed rate deal. I have written to our IVA provide...
by philip b
Sun Aug 24, 2008 8:30 pm
Forum: postings for august
Topic: I am in a quandary
Replies: 7
Views: 1504

My Wife and I are both in an IVA. My now grown up children (bless them) have offered to pay our monthly IVA fees. I am in a quandary how they can do this? If they send the money by standing order it will show up on our account. Also will it be treated as additional income and our IV Practitioner wan...
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