Hello, I have already asked a question about getting an iva for my husband and i. If it is not possible income wise to get one together would it be possible to get one for myself only to help clear my debts. I have approx debts of 21k myself and have about £250 per month disposeable income of my own...

Hi Maz ... and welcome to the forum. I would definately give Melanie Giles' team a ring first thing on Tuesday ... you can rely on the advice you will receive from them ... Melanie is brilliant. There will be a solution for you ... your story is so familiar to many of us here. All the best ... and ...

Hi Marilyn If you have some disposable income which could be made available to creditors on a monthly basis, then an IVA may well be an option to look at but there are others. How much do you currently owe to creditors? Hi, We currantly owe approx 41k and have approx 39k in equity in our house.I am...

Hi,My husband and i are in a bit of a fix with that dreaded word DEBT" and do not knoew what to do. We have been robbing peter to pay paul for a while now and its run out on us. we are in a minus sum each month, we do not owe any one at the moment and have always managed to find the minimum payments...