how about repayment debt solution will that effect if i can manage to pay all my debt in 3 years

hi,i am a MSC invastment and finance student .i will be graduate in 2009 december. i have 21,000 pound debet .i earn 1200 pound a mount and my leaving cost is 300 pound including my accomodation and expense .i would go for iva but i dont know will i be able to get a job in a finance or bank sector i...