Hi meash, sorry for the delay. I haven't heard anything about NR to say they will look favourably on a new proposal. My IP hasn't been able to get much indication from them at all. Basically I'm now sitting here trying to decide whether to propose a new IVA, with the risk of getting rejected again a...

Hi again meash, Its me again, in the same situation as you with NR. I feel exactly as you do and am now considering going down the BR route. It is scary and I've been trying to get all the facts. I have spoken to Baker Evans (Bains & Ernst BR part) and they are sending me an info pack. They gave me ...

I'm sorry to hear that Meash, its very frustrating isn't it? I am worried about it but trying not to show it too much. As long as my wife is ok and we're both healthy then thats all that matters to me. She has been very good about all my problems, I couldn't ask for more. I took it upon myself to ca...

Hi, I'm new to here but had to reply to this post. I have just had my IVA rejected, again by Northern Rock. They were my main creditor with £16915 debt and they said 'no' with 44% deciding vote. They have rejected it twice now, coming out with some surreal reasons. The IVA proposal was done by Blair...