im halfway through an iva with my wife she is due a state pension lump sum , can the iva touch this lump sum or is it discounted from iva calculations when calculating fifty percent payments to iva over and above agreed earnings, and is it discounted if she carries on working as well

my wife and i are going through an iva process the ip has got all our details we havent made payments since late april to 7 creditors we have a council house the ip has sent us forms to sign but on there are 2 store cards my wife had continued using . by that i mean she has bought a couple of items ...