Hi Thanks for the replies. The proposal hasn't been drawn up yet we have just given all our financial information in and the creditor information. We got a reply back stating that having looked through everything, they think the best way forward is the I.V.A. It's all very stressfull and the worry o...

Hi Does anyone know if any of the following companies are likely to refuse an I.V.A? Natwest Mckenzie Hall Meritforce Welcome Finance Speedloan (chantry collections) Capital one J. D. Williams Its just that my wife is making herself ill with the worry over it. She thinks that some or all of these wi...