Hi Jan My last payment was may this year I havent yet had the final letter but i think the letter would say it has failed of it has finnished but not satisfied i am so worried I just want to start a new life with my new family and put my old debt behind me. I have wrote letters to my creditors askin...

ok that would be the macdonald partnership. I paid into the iva for 2 years and they took over 3k and the rest was split to the creditors there was only about £1800 lft to give them. I will phone the IVA company upgain but they said last time that was it, " There is nothing left to do but if the cre...

Thank you. One more thing what is Ip and I think a full proposed settlement was asked of and 3 creditors agreed and two didnt