at the end of my tether now,we have joint iva with two years to run,and i myself is going to go bankcrupt,my husband has decided not to,we are about to get a divorce,i have my reasons for doing this,i have worked out what each of us owed and my husbands total was 36.274 in which he was to pay back 1...

the other thing needed to ask was me and my husband are getting divorced,we have a joint iva,plus a mortgage,which he wont pay no more so will probably,well will get repossesed,would it be possible for me to go bankcrupt on my own even tho these are joint,how would it work thanks

hi can i ask if we decide to go bankcrupt,would my husband lose his pension,he is 47 now,we have been told no,also it is protected,by the h mrevenue and customs,the only clause i am told in it is that they can only take if they get a court order,thanks

been in it 4 years but dont know which way to go offer settlement are sell but if sell they will take all eaquity what bit there will be but need to act quick as i cant afford it

sell up or full and final please, which is the best way sell up are offer full and final as me and my husband have parted,dont know which way to go would poss come out with a little more if could settle early only 2 years to go on it, anyone any help thanks

also may someone answer this if i sell my house due to relationship breakdown besides what we still owe in the iva which is two years what will they take out of equity even tho there wont be much would we get anything to start again as will have nothing

been in iva for 4 years now was extended for 1 year recently me and my husband split up and need to put house on the market as i cant afford on my earnings i know i have to ask permission to sell, can they refuse this or not

but are they supossed to do one every year becuse mine dont

but if things have gone up and wages dont should they reduce are not

hi not been on for a while just reading some of the forums and would like to ask paying your mortgage first is the right thing today but like you say if you miss 3 payments your iva can fail well if that happens you will end up losing your house to wont you because your iva will have failed

we have paid 39 months now but it did get extended for the extra 12 months so we got 33 left i think

dept free direct

hi all another question when in an iva you should have an annual review every year shouldnt you well mine should be march which still havent heard anything for this year and also last years i had to contact them myself to ask for one is this right and also last years my mortgage went up and other th...

would just like to ask after reading a forum about paying mortgage first if this is the case and you paid the mortgage and then missed the iva payments then after 3 it would fail well if it did fail you would end up losing your house wouldnt you thanks

so if it fails and you can go to a dept management company what do they do and how much will you pay monthly the same as the iva or less ? and what about the creditors?