hi thanks , no i havent really celeberated yet doing that tonight , but for some reason I could nt sleep at all last night .

After iva approval do i get a report /summary of all amounts agreed by creditors ect . ta

Hi congratulatons Trina looks like we celebrate together !

Hi everyone .....GOOD NEWS ...IVA ACEEPTED!!!
Im so glad , great weight off my shoulders , was so worried...Hope all goes well with everyone else's application.No variations applied.

thankyou .yes lets hope we can both celebrate Trina .

Im with Money Debt &Credit , meeting is today for vote on my iva , How do the creditors vote ? by fax ? telephone ? Or wil MD&C already had some votes through by post ? They told me to be by phone , has anyone else had them being called by their iva company if so for what reasons ? Really Hope this ...

Hi i have a lodger who is in debt , is tstruggling , she has 5k loan and about 300 on next card. She says she pays her dad 100pc. can she includ ethis in a debt management plan? also she accrues moble phone bills of 100 , i dont think this would be acceptable / ? ifo what mounts would be , for oone ...

Hi Melanie , yes have confirmed date of meeting as 29th aug , have hard copies of details ect , they have also told me all creditors have been sent copies of ect .

ok thanks , but what if my ougoings or income reduces during term will i still have to pay some of 179 as stated in agreement ? thanks

Well now have creditors meeting date confirmed as 29th aug . In paperwork it states a 35% return to creditors as oppose dto 25% if made BR.Also a euity payment of 16800 as opposed to 14000 as previously informed , this could be due to actual debt being higher ? Does the debt company try and offer a ...

hi faxed off all doc 'mnts , just got drving license to fax off , will they check and make sure all is ok before forwarding or arranging a meeting ? iva rep did say looks all ok , just worried , only have one chance , also he value dmy proprty at arounf 250k ,but i told himm i v seen in estate agent...

Just been reading through the papers for application for Iva ...Is the hearing published in local paper ? also wording is incorect ie they have put down i share equity with ex wife ..its my sister i share it with . Should I telllthem or does it not matter? Seems very daunting so much paperwork ...an...

yes dont fel happy about it , your right .

Hi yes i did, sorry . I really dont want to close my current account . Will i be penalise if i made my current account in back in black by transfering funds from a credit card ? will they see that i have taken funds from a card to another then applied for an iva ,its just that one of the card copman...

sorry my mistake not expaining properly , i had enquired first of all through trapped .co.uk , they told me I had a good case and are going to get me to fax copie sof bills wages ect , they said i could get away with paying 200 p.c.m , as i have my childen with me now and also send proof of mother i...