Great thank you I will - If I do take the bankruptcy option then my name will be listed in the papers won't i (am actually trying to apply for jobs within the local policeforce at the moment) also if I do take this route what happens to my house? will this have to be sold to meet the creditors bills?

HI Main loan at NR rock for monthly payment of 309 for a loan that stands at 27.000 (although this is with projected interest for the lenght of the loan another 6 years) egg for a 15.000 loan set for five years, egg credit card which is 4.000, and my overdraft which is 900.00 with a 1000 limit. I ha...

Hi Am truly worried about bankruptcy as this could affect my house? I am already looking for work but am wondering how much surplus income I would need for an IVA as I would obviously be paying more in child care bills would this fall under normal household expenditure? I am worried because I spoke ...

Hi I wonder if you can help me, I am considering taking out an IVA. My unsecured debts are over 50.000 owed to 7 crditors, I am currently unemployed but could use all my jsa allowace currently £60.00 per week to put towards these debts and with some help from my husband. We have a 150.000 mgt on our...