Natasha im in the same boat as you. I hope you can find a solution and if I hear of anything I will pass the knowledge your way.

Thank you for your posts. My IP calulated that my debt as it stands being paid back at £200 a month would take me around 11 years. A DMP plan could be possible but with the IVA amount of £200 a month things were tight and that was only for 5 years. I can't imagine living through that for 11 years. I...

After having my IVA turned down yesterday, could anyone answer the following: 1) Can you appeal an IVA? 2) Can I reapply for an IVA? If so when? 3) Can I do an IVA with the 4 creditors that agreed and then a DMP with MBNA? I will have no alternative but to go bankrupt which could potentially mean me...

So how do I find out more about BR and how it will affect me? What I have to do and what they can take from me, what I need to pay etc..? You both seem very confident that this is the route I should take and to it was my gut reaction aswell. I will speak to a specialist but I want to do my own homew...

Hi Please can someone give me some advice. I have debts totalling £25k which I was paying back fine until my parents divorced and I had to find somewhere else to live. I am now having to pay out an extra £800 in rent, bills and living costs which means I can no longer afford to pay the minimum payme...