Thank you Skint, tori & Viki. My nails are fine but you should see my hair! It was very scary on the day of the second creditors meeting as some of the creditors didn't vote because they thought they had already, the IP had to chase one down to get me past the 75% line. Also had numerous calls from ...

This happend a couple of months ago now but I just had to share this with you all. Had my IVA approved back in April, only for the IP to call a few weeks later to say; "Nothing to worry about, but, your paper work was sent to the wrong court and the time limit to get the paper work to the correct co...