Hi Everyone, Thanks for your comments on the above, most the creditors have been ok, but MBNA are just soemthing else, they dont seem to listen, want me to give post dated debit card payments, like I trust them to just take out what my IVA proposer is saying pay till its sorted!.Oh I have tried ever...

Hi I am having an IVA prepared by the CCCS at the moment, I have written to all of my credititors explaining my financial situation, but not telling them about the IVA yet, I have told them that I will be making a pro-rata payment as has been recommended, they have all agreed to this and have pretty...

Hi all

Thanks for your help, very much appreciated.

Hi all This is my first post and am looking for a little help. I have managed to get myself into debt for about 68k, this is due to training costs etc for a career change that I embarked upon and also my business suffering due to the soaring costs of fuel and lack of work !! I have now finished my t...