the terms of the right to buy scheme indicate that i have to keep the property for three years before i can sell, i believe so anyway.

outstanding balance on my mortgage is 52000.if a started my own business would an iva still be a possibility

hoping to find employment soon. possibly start on business. purchased my house through the right to buy scheme. House is valued at 90000 and i received an 11000 discount from the council.

if was made unemployed on may21 and sice then i have struggled to make repayments consistently. i have a mortgage (52,000 outstanding), personal loan (7,000), car loan (11,000), overdraft (2,000) and credit cards (3,000). my income is jsa (less than 400 a month). what is the best option for me?