Thanks Melanie. I understand.

I know this may be a simplistic view. If you cannot proceed because you have no termination letter then, as above, your creditors must feel that all is hunky dory? So until you get the letter would it be advisable to put as much cash as possible (? legal bods please guide me here, I may soon be in t...

Melanie, thanks anyway. I was just looking back in to my thread from yesterday. Just as an update. I went to the C.A.B. today for a fact finding mission on BR. I am due to return to see their advisor next Tuesday as I am in an IVA and he wants to review my case. He seems concerned that my IVA Superv...

Any moderators or admin? Joined yesterday and returning this message when attempting to read the forum. Apologies for using the bandwidth! [:I] Microsoft OLE DB Provider for ODBC Drivers error '80004005' [Microsoft][ODBC SQL Server Driver][DBNETLIB]SQL Server does not exist or access denied. /forum/...