Hi All and again thanks for the feedback, it is really nice to be able to get advice from people who work in this world and who are experiencing this also. I guess when you have a good job and the way the banks were throwing money at me and the death of my mother all together were a recipe for disas...

The balances were substantially higher when they add the interest on for all my credit which pushed the repayments to a virtually impossible repayment. To tell you the truth I have had a lot of help from my family to keep the payments up but I can not keep been a burden as I feel I need to pay them ...

Hi All And a big thank you to all that has been in touch and gave me their points, I will keep you all posted THANKS. When I was approached by Debtmatters they agreed to send a rep to see me, when he came he did not go through any other proposal only explained the IVA process. As my funds covered th...

Hi I am wondering if someone can help me regarding my IVA, I believe I could of been mis-sold my IVA. When I was put forward for the IVA my debts were a total of £54K but the IP added the interest on and it took it over £77K. They submitted the amount of £77K which made my payments £638 per month bu...