Thanks so much for all your advice. I shall go through all the resources and get started. Thanks again to the forum. You are always so helpful.

Hello Well I have had my certificate of completion on the 2nd of November. MY IVA has been over after 6 years. I signed up to a service to protect my credit and have 24 hr access to my credit report. As such I noticed that 7 of the debts on there recorded as having defaults were creditors on my IVA....

Great news all! I have now received my certificate. Sensible77 I hope you have the same great outcome. I must say my case manager was brilliant at chasing Payplan's accounts department to get this processed and he kept me up to date at all times. So glad it's over! Now to figure out how to buy a hou...

Well guys a bit of an update - I received a phone call stating that things are now finalised and they have treated my case as urgent so I should have my certificate within 2 weeks if not sooner. I will keep you updated, but it is important for people to know the hangups of PPI claims within an IVA t...

Sorry for the delay in replying. No - they actually told me that they were unable to give me a time frame. My IVA still remains open despite making all my payments. I had no idea that Payplan could allow this to happen. I am finding the whole thing very frustrating.

I have finally finished my IVA however Payplan have yet to send me my certificate of completion. I am wanting to get on with my life but apparently the debtors are squabbling over PPI and that means my certificate is delayed. Accounts apparently said they have no date for the completion as yet. I ne...

Here is the latest reply from my online complain to the Register Office: Dear Sir/Madam Thank you for your enquiry to the Insolvency Register. I am responding to your e-mail below expressing concern about the availability of access to your records on the Internet. I understand your shock and it migh...

Hello All I just got off the phone with the IVA Register people who claimed that the information is in the public domain however I would need to speak with google about getting the information removed from google. I signed the petition and rang the ICO where was told that I should write in the issue...

my husband is beside himself with anger. tomorrow I contact the information commissioner directly and a solicitor as well as these Register people who I have already sent a really andry comment via said site. I will keep you guys posted. But this is just wrong - noone should be subjected to this be ...

No it is not right. So we are being punished for trying to deal with our debts?? So is this the catch for the debt being partly written off? The drawback for bancrupcy is no limited company - but that could not have stopped me from being a sole trader surely!! I have to fight this!

Oh my GOD! I never thought of that! Now I am truly panicking! Especially as they are aware of WHEN the thing started! They will know when it is completed! Fraud will be a breeze! How can I challenge this? Is there anyone with any advice? While I know we have to be n this register - it should not be ...

i am really upset to tears. My husband and I just started up a business and it doesnt take much for someone to punch in my name or his to see what our professional background was. And there it will be on page 2 of one of the largest search engines in the world! To make maters worse - my name is very...

I hav e been on an IVA now since December 2007. I just did a google search on my name and all the bl**dy details of my IVA came up on page 2!!!!!! I am really distressed about this. While I was aware I would be on the IVA register it should NOT be a searchable thing on a search engine!!! Is there an...