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by kesw
Sat Aug 04, 2012 11:15 am
Forum: Ask IVA Forum and Industry experts
Topic: Grant Thornton Completion Certificate
Replies: 10
Views: 4617

I will certainly keep on at them. For anyone thinking of taking up an IVA with Grant Thornton., my honest advice, stay away. The fees are astronomical and certainly do not reflect the service provided.
by kesw
Sat Aug 04, 2012 11:06 am
Forum: Ask IVA Forum and Industry experts
Topic: Grant Thornton Completion Certificate
Replies: 10
Views: 4617

I appreciate they may be busy with takeovers,however this should not have any bearing on service level agreements. if they are unable to provide service within agreed timescales then they should maybe think twice about taking on additional work as this is resulting in poor service. others are receiv...
by kesw
Sat Aug 04, 2012 10:34 am
Forum: Ask IVA Forum and Industry experts
Topic: Grant Thornton Completion Certificate
Replies: 10
Views: 4617

My husband and I completed our IVA full and final in December 2011. We are still awaiting our completion certificate 8months on. I have contacted them on several occasions but their response is as always inadequate and they always seem to try to avoid giving a straight answer to a straight question....
by kesw
Mon Oct 10, 2011 5:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage after IVA.
Replies: 74
Views: 36972

Received with thanks.
by kesw
Mon Oct 10, 2011 4:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage after IVA.
Replies: 74
Views: 36972

Many thanks kallis3
by kesw
Mon Oct 10, 2011 4:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage after IVA.
Replies: 74
Views: 36972

Hi Luluj. Could I please have the details of your mortgage broker
by kesw
Mon Oct 10, 2011 1:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage?
Replies: 5
Views: 1272

Hi. Luluj, could you please send me the details of your mortgage broker. Thanks
by kesw
Tue Sep 13, 2011 9:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage?
Replies: 5
Views: 1272

Thank you for your replies. I think we will have to stay where we are until the iva has been removed from our records, we have 3 years remaining. Things will be difficult as I have a 2 bedroom house that I share with my husband, daughter and my new baby son. We just hope that once completed we then ...
by kesw
Mon Sep 12, 2011 9:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage?
Replies: 5
Views: 1272

Hi. Does anyone know if it is at all possible to obtain a mortgage whilst an iva is on your credit file? Do adverse credit companies provide these mortgages at all? We are proposing a full and final and because of our circumstances we are hoping that it will be accepted. We are now thinking of our o...
by kesw
Thu Oct 30, 2008 9:56 pm
Forum: IVA approved!
Topic: Pension contributions refund
Replies: 1
Views: 1308

My husband has received a cheque from his previous employer for a refund of pension contributions as he is no longer in their pension scheme. Could anyone please tell me if this is classed as a windfall in an IVA?
by kesw
Mon Oct 20, 2008 8:12 pm
Forum: IVA approved!
Topic: IVA APPROVED!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Replies: 15
Views: 2381

Myself and my husbands ivas have today been approved!!!!The feeling of relief is massive. Words cannot describe. I am hoping this post will be a true inspiration for all those looking for a solution to their debt problem. We were in 140k plus debt and things were looking pretty grim. From realising ...
by kesw
Sat Jul 19, 2008 10:40 pm
Forum: postings for july
Topic: Nationwide
Replies: 8
Views: 1502

Thank you for your help. I think we are going to look into Nationwide for a flex cash account. We are just beginning the iva process so hope we can get an account okay.
by kesw
Sat Jul 19, 2008 8:25 pm
Forum: postings for july
Topic: Nationwide
Replies: 8
Views: 1502

Hi. Myself and my husband are lookng to open a basic bank account but are having problems finding a one that is somehow not connected to our creditors. Does anyone know which banks are in the nationwide or yorkshire bank group as I am thinking of applying to one of them.
by kesw
Wed Jul 16, 2008 7:28 pm
Forum: postings for july
Topic: In the meantime?
Replies: 7
Views: 1203

Thank you for your helpful replies. It is difficult to know what to do for the best. When I asked our IP the question, they replied with " we are unable to advise you as to what to do. all i can say is that you should not favour creditors over each other" which I totally understand. We are looking t...
by kesw
Wed Jul 16, 2008 2:32 pm
Forum: postings for july
Topic: In the meantime?
Replies: 7
Views: 1203

Hello, I am new to this forum and am looking for some advice from those who are entering or who have already entered into an IVA. My husband and I are currently looking into an IVA and we wondered what happens with monthly payments while the IVA is in the beginning of the process. Is it best to not ...
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