Hi, My wife and I completed our IVA Aug 2013 and have received our completion certificates. our 6 year point will be Aug this year. I was wondering if we would be considered for a first time buyer mortgage before Aug. We are hoping to buy a new build and use the help-to-buy equity scheme so in total...

Hi, I have just made my last payment 01 Sept 13 and would like to look into a first time buyers mortgage. My wife makes her last payment 01 Oct 13. Can you please advise me if this is possible at this time or would it be best to wait another year after completion. Also we have been thinking of using...

Hi I would like to thank you for the info its a big weight off my mind.[:)]

Hi I have a just applied for an IVA and had to change my bank account. The bank I have choosen is Nat West but I have just discovered that they belong to the bank of Scotland of which my previous bank belongs to also. Can Halifax being one of my creditor's get access to my money paid into Nat West? ...