no we are not going to keep the house. i get valuations this week and next. i will pay priotity 1st as best i can. i am contacting the card people to explain this week and start token payments. if the house goes we could just break even. will discuss shortfalls later. thanks again folks. will post l...

cheers,
I read more on payplan site (some good info). so have an idea on mortgage front.
re firstpoo! sorry plus. who knows? but I will soon.loi

given my present situation that I have marital problems and major debt problems. I am only at square 1. I wont be able to survive long, but if I get the right advice it will buy time. I know I need to contact the 'card' people and say ?? I have no spare money! I have just agreed to contribute to mor...

Barclays always was there !! their PPI is provided by Barclays !! its a conspiracy[:(!] selling their own in disguise. I have been phoning all week as I wish to cancel PPI (FOOL[:0]) and then persue mis selling !! thats if i dont go bang on them !! ps. has anyone reduced their payment to Firstplus a...

[:D] thanks for your support so far. i aint givin up on anything yet. ive grafted my ****'s off. oh yeah when it was good, they could'nt stop givin credit. i should do em all for criminal negligence !lol im off for a pint now ! i was gonna use my tab ! see you can get credit anywhere these days. jok...

already agreed the house is going which ever way is best.. personsal debt, credit cards! breakdown. egg.. 6,500 barclaycard.. 2200 morgan stanley 7700 lloyds.. 6500 capital 1.. 300 marbles.. 200 if the house is repossessed/keys returned then this would become unsecured debt.could this be included in...

I need to consider my options carefully. Here goes. property value approx £150,000 which is going on the market if poss. outstanding balance approx £118,000. Secured loan approx £40,000. i know if it sells i can negoiate the neg equity. personal credit debt approx £23,000. The wife has just informed...