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by eckstardeluxe
Fri Jul 11, 2008 2:46 pm
Forum: postings for july
Topic: A Big thank you
Replies: 6
Views: 1224

Hello all. I posted last month about the Equity in our car and how our I/Ps had asked us to pay a large sum in equity. I received answers from Melanie, Moneystinks and Plastikdraft. I just wanted to let you know, thanks to your advice, I received a letter from the IP's today to say they no longer ha...
by eckstardeluxe
Mon Jun 30, 2008 12:33 pm
Forum: IVA postbag for june
Topic: Debtmatters, Grant Thornton and Payplan
Replies: 135
Views: 73716

In response to these posts. I raised an issue earlier this month about my IP asking for more money after my husband had made all his payments into his IVA. They said it was equity in my car. Every person I have spoken with about this cannot believe it and the general consensus is they are trying the...
by eckstardeluxe
Tue Jun 24, 2008 2:39 pm
Forum: postings for june
Topic: IVA - Equity in car
Replies: 8
Views: 1641

Sorry, yes, all creditors agreed to the IVA without any problem. This is why after giving the extra £2000 it seems strange they are still after us for more.
by eckstardeluxe
Tue Jun 24, 2008 2:35 pm
Forum: postings for june
Topic: IVA - Equity in car
Replies: 8
Views: 1641

Hi many thanks for your responses with this. The car was noted in our IVA and they stated at the time we may lose it. The car was £10750 brand new. Top book for a car of this year and make is £2400 so even immaculate with low mileage they are out by £300. I put it to a very well known reputable Niss...
by eckstardeluxe
Tue Jun 24, 2008 12:42 pm
Forum: postings for june
Topic: IVA - Equity in car
Replies: 8
Views: 1641

thank you, it is a Nissan Almera S 2003
by eckstardeluxe
Tue Jun 24, 2008 11:46 am
Forum: postings for june
Topic: IVA - Equity in car
Replies: 8
Views: 1641

Hi, my husband has an IVA & all payments now made. Our a car is on HP with a £1500 balance remaining. We were contacted by the Insolvency Practioners & asked for the HP balance & told they would make an online valuation of the car & that if any equity we must pay this sum into the IVA. My husband sa...
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