Thanks guys for all your advice.

I just want to ensure that this does not happen to anyone else.

They told me that the firm that they refer clients to is varden nutall and i wonder if they would want to be associated to a firm that do this to people.

Thanks for your replies jan and gifford. the company is debt release direct (not debt free direct). But i have just searched them on this forum and everything written about them is negative. so obviously i am not the only one. i am now going bankrupt but if Melanie hadn't given me a second opinion i...

I am posting this to warn anybody looking to take out an iva do not for any reason use Debt Release Direct. I looked into an iva with them and they sent me some paperwork, which by the way was completely incorrect (including my salary). I was so unsure of them that i took advice from Melanie Giles w...