Hi, i had an iva agreed a few months back, but two and a half months a go was made redundant, i have been taking the standard three month payment break with DFD but that is up very soon and have been unable-despite my best efforts to get another job. I have no assest like a car or home, and was told...

thanks for the reply, i'll only be getting about 700pound and a months wages it will come out about 1800pound, im concerned the IP will take it all off me for the iva... im tying right now to get another job i dont want to be unemployed

kiki

hi
ive have only just got my iva approved, ive paid 3 payments and found out on friday im going to be made redundant in 4 weeks!

does anyone know what will happen to my iva now? will they suspend my payments until i get a new job?

im devasatated

kiki

thats so weird that they didnt give me them i would be grateful if you could just incase, they never mentioned it to me they just took my details and i was never given there details at all there not being very helpful
xx

luluj
can i just ask did you take DFDs details to set up a standing order yourself or did you fill in a information sheet and send it back to DFD with your bank details like i did and they set it up?
i was under the impression DFD took the cash straight from my bank?

thanks
kiki x

i phoned dfd and said should i take there bank details etc and they said to see what happens on the 4th maybe i could send the commission seperate but im just worried that i will fail the iva in my first month!

just when i thought the stress was over ive got another stress! i just phoned DFD to let them know i have got a bit of commission this month so could they please add that on to my standing order this month...i was told i had to call my bank and change the amount myself..i did this and the nice lady ...

hi there

MBNA actually agreed i was very suprised!!!
xx

hi guys just thought id let you know how my creditors voted bit of a odd mix... lloyds tsb - yes to overdraft / credit card and loan totalling £11,000 hsbc - yes to credit card totalling - £3600 next- yes t0 £980 mbna - yes to £3000 egg- no £400 barclaycard sold the debt to eversheds - no £390 cahoo...

too late ive made my way through about 6!! back on the diet tomorrow

thank you so much for all your kind words over the last month i am overwhelmed and in shock! i found myself making fairy cakes before as i didnt know what to do with myself !! debt free direct have been very good for me, i did have to wait ages this morning for them to call me with an answer but i t...

just had my call from DFD and my iva has been approved with just £30 a month extra all my debtors voted for my iva
hsbc
mbna
cahoot
lloyds
egg
next
barclays
im SO SO happy i may burst!!!
kiki xxx

ahhhh im so nervous its less than an hour till i find out!!!!!!

thanks guys im SO NERVOUS im convinced it wont be approved and my tum is in Knots

well its the final count down to my meeting on friday and i am scared stiff i havent been eating or sleeping i just wont it to be friday now!
im not excited so much as sick with worry roll on friday at 10 am


kiki x