Hi Kallis3 The company is Hamilton Locke. For other forum members, I have found that the " bully boy tactics " mentioned earlier can be dealt with by using a little known piece of law, it is called ' The Administration of Justice Act, section 40. please bear in mind though that the debtor is still l...

to Pals, thank so far. You must know by now that some debtors can become blinkered just at the time they need to open their eyes. Yes iam there for my wife but ther is only so much I can do which is made worse by not knowing all the facts, the older generations still,even now, have tendency to feel ...

hello viki.w Thanks for reply. Bankruptcy option is difficult, 1st all the debts my wife found hersel in were before we met or wed, how ever they were added to since and I was NEVER privy to their existence or the size. 2. she is concerned that the house would be emptied of items which were not hers...

my wife has the debts, is on longterm benefits ,in council rented property. I am in recipt of incapacity benefit, and we have two small children. is she automatically prevented from having an IVA? Also, if a debt management co' is being paid to operate a debt management plan and they make late payme...