Thanks Fox, I know this is horrible, am trying to keep busy but as i have a cold i do not feel like doing much and if i laze around i'll get even more nervous. At the end of the day it would take us 30 years to pay back what we owe and longer if they add charges so this is last chance saloon so to s...

Will do
should get the call at around 4 o clock.
Thanks for coming bak to me.

Hi everyone , have not posted for a while but our meeting is today so sooo nervous. I was meant to be at work but i have a rotten cold so am off feeling lousy all round. This morning we have received 7 letters all from Eversheds-Max Recovery to advise that all our MBNA debts and one of my Barclaycar...

Congrats from me too x[:)][:)]

Really hope you get it Sorted skippy.
I am off to Southend now to see the Chuckle Brothers turn on the Xmas lights so hoping it will not rain.
Talk soon.
Take carexx

Yes Skippy, you are right.
What about these Tax cuts now. They seem to bring in new schemes every week.
By the way, how is your back.
Really hope you get it sorted.
Take care xx

Don't panic, i had 2 calls at 8am this morning, just ignored them. My meeting is in 2 weeks so at least i can let my creditiors know now although some still want the good old token payments. I was talking to my Dad the other day and before he retired he headed up the Debt Risk Management for a very ...

Yet again this is something i thought the Government were considering in order to keep people in their homes. Some time back a scheme was suggested whereby the Coucil could buy your home or a share of it and you could then rent it back from them. The last i heard is that this would be introduced in ...

Hi
can anyone tell me when the new legislation comes into force regarding Charging Orders, which means Creditors no longer have to ge a CCJ first.

Thanks

Yes
just when the goverment are supposed to be encouraging lenders to be more sympathetic.[:(]

Pretty sure it meant the Creditor.
Maybe they get a break on money they have to write off.
Have not got the paper handy as Hubby has taken it to work.
Will look it up again tomorrow and post the actual quote.
Interesting though if they do.

Hi
saw an add in the Sun Newspaper today re IVA's .I think the Comapny was Spencer Hayes. In the add it went on to say that Creditors get a Tax break on IVA's. Just curious as to whether this is correct.
Thanks
x

I have just watched it. It was frightening about the charging orders but it did come to light that one guy who owed Nat West £20000 actually had 8 properties and had not made any attempt of an offer of payment.Nat West withdrew their threat to force a sale and he sold his property himself. People li...

Congrats from me too!![:)][:D][:D][:D]

Hi
just wondering why it is that in BR the OR only takes 50-70% of disposable income, whereas in an IVA you pay over 1005.
Thanks
x