thank you for all your answers its a great help just made 44 payment and they have all remained the same never changed and nor have i missed one so thats good

hi am after some advice on the fourth year release
what happens?
who gets the new morg?
does it cost more money?

is there anyone who has been through this? and can tell me there story? release is due this summer and there has been no problems with the iva

hi all
am 26 payments in and all going well best thing i every did honest!
but what i want to know is how does this year 4 work?
anyone been through it ?
going through it?
is there an option to continue with payments for x years rather then do the release?

best wishes to you all

markx

great news guys me first year review has been done and the payments are remaining the same wow am so relieved IVA has been the best thing ive ever done thanks so much all you guys x

pauls whens your iva review and have you had a date and how do they get in touch?

thanks guys thats gr8 you both make it sound so easy and once again iva done me great!

hello all
bin all while since i was on here but i need help again am due first year review in june and i just wondered what it all entailed??
iva has been brilliant for me and has trully worked so far and it has brought my fiances into straights but am a bit worried about the first year review

i have natwest step account with solo card and no cheque book ip said shouldnt have one

good luck x

WELL DONE

hi all
yep you are all right about all the emotions and highs and lows but mine was approved in june and its the best thing that ive EVER done and i can manage and will see the time out
but am sooooo glad i found this site
xx

my iva was approved end of june and i had letters and phone but now they seems to have died away

my iva went through in june and yep i was a bit scared of the 4th year release but it was the only way for me and i will cross that bridge we i get there like angela18 says

yep ive had letters from them too but they werent too bad but they shouldnt come to the house tho

my iva was approved on the 20 june and today ive had letters from mercers about me 2 barclaycard amounts am gonna fax them to me ip on monday and get them soughted
x