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Search found 459 matches Page 5 of 31
by zoe
Mon Apr 07, 2008 4:33 pm
Forum: postings for june
Topic: Council Tax and house repossession help!
Replies: 106
Views: 16513

If the title did not pass to the official receiver (from what Jane has advised they didn't) then under the hierarchy of liability she is responsible for the tax as she is still the owner. I understand what you are saying - the OR should have dealt with this but the Council will act within the Law, a...
by zoe
Mon Apr 07, 2008 4:26 pm
Forum: postings for june
Topic: Council Tax and house repossession help!
Replies: 106
Views: 16513

Did the OR actually transfer title of the property?
Z
by zoe
Mon Apr 07, 2008 4:20 pm
Forum: postings for june
Topic: Council Tax and house repossession help!
Replies: 106
Views: 16513

Jane If they refuse to deal, then yes you are liable, you will need to negociate with the Council concerened. THey will go through statement of means with you income/expenditure to see what they believe you should pay. If you are up to date with your present council tax this will help in negociation...
by zoe
Mon Apr 07, 2008 4:04 pm
Forum: postings for june
Topic: Council Tax and house repossession help!
Replies: 106
Views: 16513

Sorry i have only just seen this post! You have been advised correctly jane - a class L exemption is only awarded from the date of reposession. Any Class C is for 6 months only and then liable for long term empty property charges (which most councils actually charge full whack for) The best bet is t...
by zoe
Wed Mar 26, 2008 4:06 pm
Forum: postings for march
Topic: Debt Collectors and harrassment
Replies: 4
Views: 1222

When they call they go through security and ask for infor from you - i would not give on the phone partly because of this and partly because of the watchdog programme about scammers they soon stopped calling!
by zoe
Wed Mar 26, 2008 10:01 am
Forum: postings for march
Topic: advice on early redemption figures
Replies: 8
Views: 1630

Thanks Paul
Melanie is right - you deserve more than a large coffee! - i will send details
by zoe
Tue Mar 25, 2008 12:50 pm
Forum: postings for march
Topic: advice on early redemption figures
Replies: 8
Views: 1630

Thanks Andy
Paul can you help with this??

thanks
by zoe
Tue Mar 25, 2008 11:42 am
Forum: postings for march
Topic: advice on early redemption figures
Replies: 8
Views: 1630

Hi Andy
No these dont decrease at all which i why i am finding this very strange, if they had to sell the house or i remortgaged these would be payable
by zoe
Tue Mar 25, 2008 10:28 am
Forum: postings for march
Topic: advice on early redemption figures
Replies: 8
Views: 1630

Hi all This is a question for Ip's if they can help I have been in corresp (rather parents have) i have Early red of £5000 on my mortgage, valid for another 3 and half years, been bankrupt nearly 12 monhs and OR in Nottingham is refusing to recognise ER figure - i have read on the forum that some OR...
by zoe
Wed Mar 19, 2008 3:23 pm
Forum: postings for march
Topic: Not suitable for IVA, some Bankruptcy questions
Replies: 31
Views: 3783

Am i missing something here or wont this be seen as selling assets to the detriment of creditors???
by zoe
Mon Mar 17, 2008 4:44 pm
Forum: postings for march
Topic: News
Replies: 20
Views: 2292

Thanks Guys
Im so excited xx
by zoe
Mon Mar 17, 2008 4:42 pm
Forum: postings for march
Topic: what would happen to the Charging Order in IVA?
Replies: 7
Views: 1297

Hi there
this is a decision only you can make im afraid!
I would take advice from 2 or 3 companies as to your best way forward
by zoe
Mon Mar 17, 2008 3:58 pm
Forum: postings for march
Topic: what would happen to the Charging Order in IVA?
Replies: 7
Views: 1297

The debt would become "secured" therefore cannot be included in IVA or Bankruptcy
by zoe
Mon Mar 17, 2008 3:53 pm
Forum: postings for march
Topic: Not suitable for IVA, some Bankruptcy questions
Replies: 31
Views: 3783

Hi
The OR asked for exactly half of mine and catagorically stated they would not take sale or Early redemption charges into account
by zoe
Mon Mar 17, 2008 1:39 pm
Forum: postings for march
Topic: Moorcroft
Replies: 10
Views: 1928

I had loads of letters from them threatening bailiffs for Argos card - went on about 6 months - noone came!!!
x
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