Hi, I have an IVA running at the moment which is due to finsh a year in August. My question is im now living with someone who dosent have any bad credit and owns her own property. She wants to move and i would like to to but go on the mortgage with her as the 2nd person so that we can get a better h...

What happens if i was to pay my oustanding iva of in full? Ive had an iva now for a year and half if i was to pay off early would it be the full amount i was in debt by less what ive paid or 75% of the debt less what ive paid im not to sure how it works if i repay early?

Thankyou for that we do live together at mo in rented accomadation and her brother in law is giving her the deposit. Is a specilised mortgage we would need to get or as im the second person on there does it matter? Also does this mean that the house would have to be added to the iva at the end?

I have an iva running at the moment for a year and a half now. My partner wishes to buy a house now she has no debt. Can i be added to the mortgage as a joint applicant with an iva?